Frequently Asked Questions

Below are some of the most common questions about applying for a food truck loan at Food Truck Lender. If you have any questions not addressed here, please email us at or use our contact form.

Please note that we cannot accept loan applications, receive personal information, or answer questions about your eligibility for a loan over email or using the contact form. If you wish to find out your eligibility for a food truck loan, please use the "Apply Now" button in the top right of each page on this website.

  • Upon approval of your application, you can use your money for whatever you want. It is, after all, your money. You can use it to purchase the food truck, stock the kitchen, buy new appliances, or pay employees. Whatever it takes to get your business up and running.

  • Upon submitting your application, it can take as few as 2-4 business days for your application to be processed and (conditional upon approval) your money to be deposited directly into your bank account.

  • Our loan options feature fixed interest rates ranging from 5.99% to 35.36% depending on your credit history. However, even those with less than perfect credit can apply.

  • Of course! Even those with poor credit are still eligible to apply for a food truck loan. Having less than perfect credit does not automatically disqualify you from pursuing your dreams.

  • You can choose a loan term of 1, 3, or 5 years. It is entirely up to you. And there is no penalty for paying your loan off early; you should never be punished for showing off the success of your food truck business!

Become a Mobile Chef - Apply for a Food Truck Loan Today!

Reach more customers and make more money with your own fully mobile restaurant.

America's growing Food Truck industry has over 15,000 trucks and over 650 million in profits.

Food Truck Lender offers financing options to buy a new or used food truck.

Go where the money is: festivals, parties, street corners, catering events, and more!

Starting a Food Truck business is 90% cheaper than opening a restaurant.

We feature a paperless and convenient loan application process that takes just minutes.

Would you prefer a Personal or Business Loan?

Unsecured Personal Loan:

(No Collateral Necessary)

Apply for up to $40,000


Business Loan:

Apply for up to $250,000

Food Truck Lender

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